Abstract:Boston consulting company,revealed the riews of wealthy Chinese how to invest in China in the next five years.This article shows the information of wealthy Chinese how to invest in China and their views of China economy.
Keywords:How to invest in China
The ninth Asia Pacific Wealth Management and private banking annual conference was held. Mr He, managing director of Boston consulting company, shared their “global and Chinese private banking development report” published in 2016, revealing the views of wealthy Chinese how to invest in China.
1, the rich people in China will have more money and have confidence in the Chinese economy.
The wealth management industry development report, no matter which one, will show that the growth rate of the Asia Pacific region, especially in China, is the highest in the world. The survey reported a total of 1047 of the high net worth people.
High net worth individuals refer to the investment assets of 6 million -3000 million, and the ultra high net value individuals can invest more than 30 million.
For example, the latest survey showed that 2015-2020 Chinese high net worth individuals investing assets of the annual growth rate is expected to be 15%, the number of high net worth families to maintain a high growth rate is expected to reach 3 million 880 thousand in 2020, this number grew by 13% a year, leading to the Asia Pacific second bit (11.9%), third (9.9%) of the west.
2. The rich people in China are satisfied with the rate of return on investment
In 2015, the fluctuation in the domestic stock market, the decline of interest rate, the trend of RMB and real estate are the main reasons for the adjustment of asset allocation for high net value people. Most of the high net worth people were more satisfied with the return on investment, and more than 70% of the respondents said they had made a profit.
3. What do Chinese rich people like to vote for?
The higher net value people’s risk and return preference is different, and the greater the size of the assets, the higher the risk tolerance of the customers. A comparison of 1074 high net worth individuals and their super high net worth individuals (more than 30 million of the assets can be invested) will show that the latter is more interested in stocks, PE/VC, overseas investment and gold in comparison with their holdings in 2015.
4. China’s rich people expect prices to fall
What is particularly interesting is that over 70% of the high net worth customers believe that there will be a fall in housing prices in some parts of the country in a year. The higher the asset scale customers are, the higher the probability is.
5.The scale of overseas investment in China’s rich people will expand
A trend of investment in 2015 is the overseas investment increase, the current Chinese high net worth individual overseas investment proportion is 4.8%, the next five years is expected to gradually increased to 9.4%, but the proportion compared with the developed countries at present, overseas investment is still very low, such as the proportion of the investment outside the United States is 17.5%, South Korea 19.6%, Switzerland 39.6%. Therefore, the development space of foreign investment in China is still very large.
The survey also found that the existing three high net worth clients have overseas investment (domestic funds through formal channels of investment approved by the safe exit, such as QDII, Shanghai and Hong Kong through 50% in 2015), which increased allocation, otherwise more than half of customers to consider the future development of overseas investment. It is clear that the greater the size of the assets, the more likely it is to invest in offshore.
The financial services needed abroad are mainly focused on the asset planning and allocation, the overall information introduction of the overseas market and the introduction of financial products.
6.Rich people in China are willing to pay for personal financial services
There is another interesting finding in this survey, which is also emphasized by Mr. He. More than half of the private banking customers are willing to pay for overseas asset allocation proposals. More than half of the customers are willing to introduce more than 0.5% rates.
In fact, if customers really get a fair and impartial and customized asset allocation plan, they really need to pay for it, which is a common practice abroad. At present, it is difficult to be impartial in the current marketing mode of product in China.
In conclusion,there is many options for the question of how to invest in China for wealth people.They pay more attention to the quality of service.If you’re thinking of how to invest in China,You need to pay attention to this point.
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